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You know your salary.
Do you know your wealth?

Upload your bank statement. Get your Sovereign Score™, debt analysis, ghost subscriptions, and net worth — in 45 seconds. No bank login. Nothing leaves your phone.

⚠️
The average family pays $600+ per year in charges they didn't authorize — gym memberships, forgotten trials, duplicated services. You've probably been paying some of them for months.
Start 7-Day Free Trial → Try without account

$4.99/mo · No credentials · On-device AI · Privacy first

FinanceGC Sovereign Score — Your 0-1000 wealth health index

Free live demo

Try the Live AI Audit — Free

Upload any bank statement PDF. Claude AI analyzes it in seconds. Deleted immediately after.

📄
Drop your bank statement PDF here
or browse files
🔒 No login required
🧹 Deleted instantly
🤖 Claude AI powered
45s
Full financial audit,
start to finish
$600+
Average ghost charges
found per year
0
Bytes of your data
uploaded to any server
1k+
Families on the
launch waitlist
Claude AI · On-device PDF parsing · Core ML anomaly detection · No upload. No server. · 45-second full audit

How it works

Three steps to financial clarity.

📄
1. Upload your PDF
Export a statement from your bank. Any bank, any format — no account needed.
🤖
2. AI audits in 45s
Claude AI reads every transaction on your device. Zero upload. Nothing stored.
📊
3. See your full picture
Sovereign Score™, debt ratio, ghost charges, and goals. All yours to govern.

As seen on social

Real families. Real discoveries.

The shift

Financial archaeology
vs. financial governance.

❌ Before FinanceGC
You're piecing together clues instead of seeing a picture
❌Logging into 3 different bank apps to guess your net worth
❌$47/mo to a gym you haven't visited in 8 months
❌No idea what your debt-to-income ratio is
❌Financial decisions based on gut feel, not real data
❌Your data shared with Plaid, Yodlee, and their partners
✅ After FinanceGC
You govern your finances with clarity and control
✅One number — your Sovereign Score™ — tells the whole story
✅Every ghost charge flagged and quantified in seconds
✅DTI calculated, scored, and tracked automatically
✅Goals with real timelines based on actual cash flow
✅Planned vs Real — see exactly where your budget breaks down
✅Zero data leaves your phone. Zero credentials needed.

What it does

Everything your bank sees.
Now you see it too.

🏆
Sovereign Score™
A 0–1000 wealth health index built from your real numbers — not a credit score.
🔬
AI Audit Lab
Claude AI reads your PDF, categorizes every transaction, and calculates your DTI. On your device.
👻
Ghost Subscriptions
Core ML flags charges you forgot about. Average household recovers $600+/year.
🔒
Zero Data Shared
Your PDF never leaves your phone. No Plaid. No server. Nothing to sell, nothing to breach.
📊
Planned vs Real
Compare your projected budget against what you actually spent — by category, every month.

Early discoveries

What beta families
found in 45 seconds.

Ghost charges found
$83/mo
in forgotten subscriptions

"I thought I knew where my money went. Turns out I had 6 active subscriptions I'd completely forgotten about. $996 a year I was just… giving away."

M
Maria R.
Miami, FL · Beta tester
Sovereign Score™
612 → 741
after 60 days of tracking

"The DTI breakdown was a wake-up call. I was at 38% — I thought I was fine. 60 days later I'm at 29% and my score jumped 129 points. Numbers don't lie."

D
David L.
Austin, TX · Beta tester
Privacy restored
0 logins
no bank credentials shared

"Every other app wanted my login. FinanceGC just asked for a PDF. That alone made me trust it. The audit found $540 in annual waste I'd never have caught."

C
Carmen V.
Los Angeles, CA · Beta tester

AI that runs on your phone —
not a cloud.

Most finance apps send your data to their servers. FinanceGC is different: Claude AI processes your statements directly on-device, so your financial life never leaves your hands.

Claude AI for transaction categorization & DTI
Apple Core ML for anomaly detection
PDFKit for local statement parsing
WidgetKit & Siri Shortcuts integration
Start 7-Day Free Trial →
45s
Full audit time
0
Data uploaded
$600+
Ghost savings found / year
1000
Sovereign Score max

Inside the app

Built for clarity.

Command Center
Command CenterYour financial intelligence hub
Dashboard
DashboardNet Worth · KPIs · Alerts
Charts
ChartsAssets · Income vs Expenses
Audit Lab
Audit LabPDF Import · AI Analysis
Smart Planner
Smart PlannerPlan before it happens
Debt Strategy
Debt StrategyPayoff Engine · Avalanche
Goals
Goal TrackerReal timelines, not guesses
Sovereign Score
Sovereign Score™Your 0–1000 wealth index

A note from the founder

"I built FinanceGC because I was embarrassed — not by how little I had, but by how little I knew about what I had."

I had a salary. I had a 401k. I had a vague sense I was "doing okay." But when I actually sat down to calculate my net worth, I realized I'd been paying for three services I'd cancelled, had a DTI ratio my bank would call "borderline," and had no idea what my Sovereign Score would even look like.

The tools that existed either wanted my bank login — which I wasn't going to give — or required a spreadsheet obsession I didn't have. So I built the thing I needed: a private, on-device AI that could tell me the truth about my finances in 45 seconds.

If you've ever said "I should really look at my finances" and then closed the app — this is for you.

G
Geo Cruz
Founder, FinanceGC

Pricing

Simple pricing.
Full access.

Founding member rate — locked in at launch

Monthly

$4.99

per month · cancel anytime

Annual · Best value

$44.99

per year · save 25%

Less than one forgotten subscription — and it finds all the rest.

Start 7-Day Free Trial →

Common questions

Got questions?
We have answers.

Your PDF is processed entirely on-device. Nothing is uploaded, stored, or shared with any server. Claude AI runs locally on your phone — your data never leaves your hands.
Any bank that lets you export a PDF statement. Chase, Bank of America, Wells Fargo, Citibank, Capital One, and hundreds more. If you can download a PDF, FinanceGC can read it.
Both App Store and Google Play reviews are currently in progress. Sign up above to be notified the instant we launch — you'll be among the first to get access.
Never. FinanceGC only reads PDF exports — no bank login, no Plaid, no Open Banking. Your credentials stay yours. Always.
It's a 0–1000 composite index of your actual financial health — factoring in net worth, debt-to-income ratio, savings rate, anomaly exposure, and goal progress. Unlike a credit score, it works for you, not lenders.