Upload a bank statement — AI reads every transaction and hands you your Sovereign Score™, net worth, a debt-payoff plan, and the forgotten subscriptions quietly draining your account. Your whole financial life on one screen, in about a minute. No bank login required.
⚠️
The average family pays $600+ per year in charges they didn't authorize — gym memberships, forgotten trials, duplicated services. You've probably been paying some of them for months.
Claude AI·AI statement parsing·AI anomaly detection·No bank login·45-second full audit
How it works
Three steps to financial clarity.
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1. Upload your PDF
Export a statement from your bank. Any bank, any format — no account needed.
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2. AI audits in 45s
Claude AI (by Anthropic) reads every transaction with your consent — not retained after analysis.
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3. See your full picture
Sovereign Score™, debt ratio, ghost charges, and goals. All yours to govern.
As seen on social
Real families. Real discoveries.
What people are finding when they run their first audit.
📸 Instagram𝕏 Twitter / X💼 LinkedIn🎵 TikTok
The shift
Financial archaeology vs. financial governance.
❌ Before FinanceGC
You're piecing together clues instead of seeing a picture
❌Logging into 3 different bank apps to guess your net worth
❌$47/mo to a gym you haven't visited in 8 months
❌No idea what your debt-to-income ratio is
❌Financial decisions based on gut feel, not real data
❌Your data shared with Plaid, Yodlee, and their partners
✅ After FinanceGC
You govern your finances with clarity and control
✅One number — your Sovereign Score™ — tells the whole story
✅Every ghost charge flagged and quantified in seconds
✅DTI calculated, scored, and tracked automatically
✅Goals with real timelines based on actual cash flow
✅Plan vs Real — see exactly where your budget breaks down
✅No bank login and no credentials — and your data is never sold or shared.
What it does
Everything your bank sees. Now you see it too.
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Sovereign Score™
A 0–1000 wealth health index built from your real numbers — not a credit score.
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Upload Statement
Claude AI (by Anthropic) reads your PDF with your consent, categorizes every transaction, and calculates your DTI.
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Ghost Subscriptions
AI flags charges you forgot about — now with brand logos. Average household recovers $600+/year.
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Private by Design
No bank login. No Plaid. Statement analysis runs only with your consent and is not retained. Your data is never sold or shared.
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Plan vs Real
Compare your projected budget against what you actually spent — by category, every month.
Early discoveries
What beta families found in 45 seconds.
Ghost charges found
$83/mo
in forgotten subscriptions
"I thought I knew where my money went. Turns out I had 6 active subscriptions I'd completely forgotten about. $996 a year I was just… giving away."
M
Maria R.
Miami, FL · Beta tester
Sovereign Score™
612 → 741
after 60 days of tracking
"The DTI breakdown was a wake-up call. I was at 38% — I thought I was fine. 60 days later I'm at 29% and my score jumped 129 points. Numbers don't lie."
D
David L.
Austin, TX · Beta tester
Privacy restored
0 logins
no bank credentials shared
"Every other app wanted my login. FinanceGC just asked for a PDF. That alone made me trust it. The audit found $540 in annual waste I'd never have caught."
C
Carmen V.
Los Angeles, CA · Beta tester
AI on your terms — with your consent.
Most finance apps demand your bank login. FinanceGC is different: it reads a PDF you choose, only with your explicit consent, and Claude AI (Anthropic) does not retain your data — so your financial life stays yours.
"I built FinanceGC because I was embarrassed — not by how little I had, but by how little I knew about what I had."
I had a salary. I had a 401k. I had a vague sense I was "doing okay." But when I actually sat down to calculate my net worth, I realized I'd been paying for three services I'd cancelled, had a DTI ratio my bank would call "borderline," and had no idea what my Sovereign Score would even look like.
The tools that existed either wanted my bank login — which I wasn't going to give — or required a spreadsheet obsession I didn't have. So I built the thing I needed: a private app — consent-gated AI, no bank login — that could tell me the truth about my finances in 45 seconds.
If you've ever said "I should really look at my finances" and then closed the app — this is for you.
G
Geo Cruz
Founder, FinanceGC
Pricing
Simple pricing. Full access.
Founding member rate — locked in at launch
Monthly
$4.99
per month · cancel anytime
Annual · Best value
$44.99
per year · save 25%
Less than one forgotten subscription — and it finds all the rest.
Your statement is analyzed by Claude AI (Anthropic) only with your explicit consent, solely to extract your transactions, and is not retained afterward. No bank login is ever required, your data is never sold or shared, and your Sovereign Score is computed on your device.
Any bank that lets you export a PDF statement. Chase, Bank of America, Wells Fargo, Citibank, Capital One, and hundreds more. If you can download a PDF, FinanceGC can read it.
FinanceGC is live now on the App Store and Google Play — download it free and start your 7-day trial. You can also use the web app instantly at financegc.com/app, no download required.
Never. FinanceGC only reads PDF exports — no bank login, no Plaid, no Open Banking. Your credentials stay yours. Always.
It's a 0–1000 composite index of your actual financial health — factoring in net worth, debt-to-income ratio, savings rate, anomaly exposure, and goal progress. Unlike a credit score, it works for you, not lenders.
Yes. Set which day your week starts in Profile → Settings, and any positive balance left at the end of a week is added automatically as income to the next one — fully editable, never forced.
Yes — on iOS, a Home Screen Widget shows your available balance and Financial Agenda at a glance, and optional local notifications remind you about upcoming or overdue bills. Enable either one in Profile → Settings.
The Sovereign Ledger
Wealth intelligence. Delivered free, weekly.
No fluff. No affiliate links. Just the numbers, frameworks, and systems that help families build real financial clarity.
From Issue #001
"Most families don't have a financial strategy. They have a collection of reactions. A reaction to the rent increase. A reaction to the medical bill. A reaction to the tax return. Governance starts the moment you stop reacting and start designing."
— The Sovereign Ledger, Issue #001
